24 results for “saving rate”
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New York Fed President John Williams said one more rate increase may be appropriate late this year but that there is no need to rush, a message that matters for savings rates and loan costs.
The Evergreen Edit3 min read
The 10-year Treasury yield climbed to about 5.25% on Sept. 28, its highest since 2007, which could keep mortgage rates high while giving savers better returns.
The Evergreen Edit3 min read
Federal student loan borrowers now have until December 31, 2026, instead of September 30, to sign up for autopay and get a 1-percentage-point interest rate cut that lasts through June 30, 2028.
The Evergreen Edit2 min read
New government data show the PCE price index rose 3.4% from a year earlier in August, while consumer spending climbed 0.9% and the saving rate was 4.1%.
The Evergreen Edit3 min read
A plain-English guide to figuring out how much emergency savings you need, where to keep it and how to build it, even on a tight budget.
The Evergreen Edit5 min read
Simple, age-by-age ideas to help kids learn saving, spending, giving and patience, from toddlers to teens heading out on their own.
The Evergreen Edit5 min read
Small, repeatable decisions matter more than big windfalls. These seven habits quietly separate people who build wealth from those who stay stuck.
Maya Okafor8 min read
The 10-year Treasury yield posted its biggest monthly jump since 2022 in September, and the S&P 500 ended the month slightly lower, though stocks are still up for the year.
The Evergreen Edit2 min read
A sinking fund is money you set aside a little at a time for an expense you know is coming. Here is how to build them, with simple math and real-life examples.
The Evergreen Edit5 min read
A step-by-step plan to go from zero to a real financial cushion — without making your life miserable along the way.
Maya Okafor6 min read
The Conference Board's consumer confidence index dropped to 81.9 in September, its lowest reading since 2014, as Americans grew more worried about prices, jobs and interest rates.
The Evergreen Edit3 min read
The maximum SNAP benefit for a family of four rises to $1,023 a month starting October 1, 2026, while states take on a bigger share of the program's running costs.
The Evergreen Edit3 min read
The Education and Treasury departments launched an online Defaulted Loans Support Center on StudentAid.gov, where borrowers in default can apply for rehabilitation or consolidation.
The Evergreen Edit3 min read
Florida's minimum wage rose to $15 an hour on September 30, 2026, the final step of a voter-approved plan, with tipped workers now owed at least $11.98 an hour in direct pay.
The Evergreen Edit2 min read
ADP's monthly report showed U.S. private employers added 90,000 jobs in September, more than economists expected, with health care and education leading the way.
The Evergreen Edit2 min read
A plain-English guide to getting your free credit reports, understanding each section, spotting mistakes and disputing errors with the credit bureaus.
The Evergreen Edit5 min read
Two reports released September 29 show home prices rising modestly, 1.9% nationally by Case-Shiller's count and 2.6% by the FHFA's, but prices are still falling once inflation is taken into account.
The Evergreen Edit3 min read
The Labor Department's JOLTS report showed job openings fell by 256,000 to about 7.1 million in August, while hiring, quitting and layoffs barely changed.
The Evergreen Edit2 min read
The FHFA said Fannie Mae and Freddie Mac will move to one pricing grid for mortgages scored with either Classic FICO or VantageScore 4.0, a change that adds competition to mortgage credit scoring.
The Evergreen Edit3 min read
A plain-English guide to the two most popular debt payoff methods, how each one works, and how to pick the one that fits your money and your motivation.
The Evergreen Edit5 min read
After a Trump-Xi summit, the U.S. and China released lists of about $30 billion in goods each that could get lower tariffs, but experts say the effect on prices will be small.
The Evergreen Edit3 min read
Nvidia added $150 billion to its stock buyback plan on Sept. 28, a record, and the move matters to anyone who owns an S&P 500 index fund.
The Evergreen Edit2 min read
In a Sept. 28 speech, Federal Reserve Governor Lisa Cook said recent college graduates are having a harder time landing first jobs and that AI spending may be adding to some costs.
The Evergreen Edit3 min read
FI isn't about never working again. It's about working because you want to. Here's the math behind the freedom.
James Whitfield9 min read
