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Living paycheck to paycheck is a cash-flow problem, and cash-flow problems have solutions. The goal is to get one month ahead.
Get one month ahead
When this month's bills are paid by last month's income, stress drops dramatically. Build a buffer equal to one month of expenses, then budget from it.
Find three leaks
Review the last 90 days. Subscriptions, delivery fees and bank fees are the usual suspects. Cancel or renegotiate three.
Written by
Maya Okafor
Senior Money Editor
Maya writes about the everyday systems that make money feel lighter — budgeting, saving and spending with intention.
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